The rates mentioned are for your general information. We have shown 2 best elite rates and 2 best standard rates from companies we could offer. To acquire these rates, it depends on your health and lifestyle. Ultimately underwriting by respective insurance companies will decide the final and binding premium. The rates shown are for non-smoker individuals and in multiples of 5 years. Please note that these rates are as of 7 May 2020 and subject to changes. We will try our best to keep these rates current, but we are not obliged in doing so. For most current, specific ages, coverage, different terms and smokers’ rates please contact us for a no obligation quote. Check out our Critical Illness rates in the Critical Illness section.